It depends on who ordered the appraisal. If the homeowner ordered the appraisal, they own the appraisal report and will receive a copy after the appraisal is complete. If a bank ordered the appraisal, the bank will provide a copy of the appraisal report to the homeowner. Per federal regulations, if the bank ordered the appraisal Stafford Appraisers cannot talk to the homeowner about the appraisal until the bank gives written permission.
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